United States Bankruptcy Attorneys
Unauthorized Loan Modification Agencies
Lender inflexibility in the current mortgage crisis is notorious. However, if loan modification fails, it is most frequently due to the fact you hired an unqualified individual (non-attorney).
Unlicensed loan modification individuals (even most real estate personnel) cannot legally, and thus successfully, modify your loan. Consumer debt attorneys are most qualified to address the following loan modification issues and compel banks to agree to a manageable, loan modification or payment plan:
- Loans are part of a private mortgage-backed security that did not allow modification,
- Junior lien-holders refuses to consent; -OR-
- Low income/loan value ratio.
Advance fee loan ‘scamifications’ (aka loan modification by unlicensed/unqualified real estate personnel) abounds. Confusion and frustration face homeowners dealing with rising mortgage payments, adjusting interest rate mortgages, massive "balloon" payments and the possibility of home foreclosure.
Our lawyers are experienced in negotiating loan modifications and other related foreclosure-related services, including:
- Negotiation of improved loan terms
- Negotiation of temporary loan forbearance (characterization of loan as ‘current’)
- Working to reset loan terms
- Working to spread out payments
- Short-Sales
Even if loan modification is not your best option, we can provide counsel about other options to help you manage your finances and address your debt.
CONTACT US:
Use the ‘Contact Us’ feature, for answers to your questions about stopping foreclosures and loan modifications and to schedule a confidential no-cost consultation.
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